Wednesday, December 08, 2010

Just purchased a new home? Congratulations on becoming a new homeowner.  While the process of buying the home may be over, there are several things to keep in mind once you've transitioned from the home buyer phase

So you've just got your new home but it's sparse and you're already considering some tweaks to adjust it to your liking.  Considering you likely made a sizable down payment to own a piece of Miami real estate, don't overspend too much on remodels and new furniture.  Keep in mind you'll have monthly expenses to take care of and since you already own the home, time is largely aplenty for upgrades and additions.

That same money you were planning on using for that new loveseat or tile, strongly consider keeping it around for something more important: maintenance.  Even new Miami homes can have items that need to be taken care of or that suddenly crop up just days after you've moved in.  When your roof starts leaking or your toilet gets clogged, it's a huge relief having funds available to take care of those unforeseen situations.

Lastly, you may want to use the services of an accountant if you've always done your taxes on your own.  As a homeowner, your situation changes and there are perks you may not be aware of which could maximize your return.

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